Private Clients Currency Exchange & Payment
We have extensive experience supporting clients with a wide range of cross-border private wealth matters.
Recommended by leading lawyers, financial advisors, and tax professionals, our services provide efficient, cost-effective solutions that give you greater control over your funds.
Movement of Private Wealth
Did you know?
Just like global businesses manage currency risk and timing daily, individuals can protect their international wealth through careful FX planning. Considering foreign exchange risk and strategic timing when transferring wealth internationally can help preserve value, reduce losses, and optimise cross-border wealth management.
The movement of private wealth is a cornerstone of modern life, whether you’re
We provide a seamless, secure, and personalised service for your most important financial transfers.
Our service is designed to work in synergy with your existing financial advisors and private banks, acting as an expert partner for your international transfers.
Frequent Requirements we Support:
Property Transactions
Seamlessly transfer large sums for global property purchases, overseas mortgages, or real-estate investments while minimising currency conversion costs and ensuring regulatory compliance.
Savings & Investments
Move capital to international savings accounts, brokerage platforms, or global investment funds, taking advantage of competitive exchange rates and fast settlement.
Global Salary & Income
Receive or repatriate salary, pension, or dividend payments in foreign currency, locking in competitive exchange rates.
Tax Payments (IRS, HMRC, etc)
Make secure, on-time cross-border tax payments to revenue authorities such as the IRS, HMRC, or other international tax authorities, avoiding hidden bank fees and delays.
Citizenship & Residence
Transfer funds required for citizenship-by-investment or residency-by-investment programmes, with full documentation support and anti-money-laundering safeguards.
Wealth Structures (Trusts & Estate Planning)
Efficiently fund or distribute assets to trusts, family offices, and other wealth-planning structures, with discreet handling and tailored currency account solutions.
High-Value Asset Purchases
Settle international transactions for luxury assets, yachts, art, or vehiclesusing a secure, private service.
Tax Payments
The process of arranging international tax payments can be a headache, but it’s a vital part of your financial health.
Our specialist team are trusted by advisors globally to help their clients manage these payments, ensuring deadlines are met and costs are minimised. We also support clients receiving tax rebate payments, providing a secure, local currency account for a direct deposit.
Common Tax Payments We Support:
IRS Tax Liability: Clients residing outside the United States with a tax liability due to the IRS.
HMRC Tax Payments: UK residents who need to pay HMRC using funds held offshore.
Estate & Trust Tax: Offshore trusts or estates with tax liabilities to the IRS or other international tax authorities.
Important US Tax Dates
FOREIGN NON-GRANTOR TRUSTS
Annual FATCA Report Deadline
FOREIGN GRANTOR TRUSTS
Annual FATCA Report Deadline
US INDIVIDUALS RESIDING INSIDE US
US Tax Reporting Deadline for US Persons Residing Inside the US
FOREIGN NON-GRANTOR TRUSTS
Annual US Tax Filing Deadlines - For Trust and US Beneficiaries
US DOMESTIC TRUSTS
Annual US Tax Return Filing Deadline For US Domestic Trusts
US INDIVIDUALS RESIDING OUTSIDE US
US Tax Reporting Deadline for US Persons Residing Outside the US
FOREIGN NON-GRANTOR TRUSTS
Annual US Tax Filing Deadlines - For Foreign Trusts and US Beneficiaries
FOREIGN GRANTOR TRUSTS
Form 3520-A: Final Extended Filing Deadline for Annual Return for Foreign Grantor Trusts
US DOMESTIC TRUSTS
Annual US Tax Return Final Extended Filing Deadline For US Domestic Trusts
US INDIVIDUALS RESIDING INSIDE US
Final Extended US Tax Reporting Deadline for US Persons Residing Inside the US
US INDIVIDUALS RESIDING OUTSIDE US
Extended US Tax Reporting Deadline for US Persons Residing Outside the US
FOREIGN NON-GRANTOR TRUSTS
Final Extended Annual US Tax Filing Deadlines - For Trust and US Beneficiaries
US INDIVIDUALS RESIDING OUTSIDE US
Final Extended Annual US Tax Filing Deadlines - For Trust and US Beneficiaries
Trusts
Did you know?
Trusts aren't just for asset protection. They can also be used to efficiently manage international wealth, minimise estate taxes, andsimplify the transfer of assets across borders, providing peace of mind for clients with global interests.
Opening a bank account for a trust is essential for proper asset management, transparency, and legal compliance. However, the process can be lengthy and complex with traditional banks, often coming with extensive fees.
We can provide a dedicated account to support UK and offshore trusts, which adheres to the guidelines set out by the Solicitors Regulation Authority (SRA) Account Rules, as funds are held with FCA- regulated institutions and fully safeguarded.
Benefits of Fiberpay when managing a Trust:
Multicurrency Account
A dedicated multicurrency account in the name of the Trust for easy asset separation.
Enhanced Compliance
Funds are safeguarded by our FCA-regulated partners, ensuring peace of mind.
Cost-Effective
Low payment fees and highly competitive exchange rates maximise the value of your assets.
Streamlined Onboarding
Our quick and efficient onboarding process removes the typical lengthy delays.
Complete Control
Multiple user management and full reporting capabilities for full transparency.
Estate Planning
An estate account is vital for managing and protecting assets during the distribution process, ensuring clear financial management and compliance with legal requirements.
However, traditional banks often make this challenging due to extensive paperwork and long onboarding periods. We provide a fast, simple, and transparent solution.
Did you know?
Effective estate planning provides greater control over your assets, ensuring a smooth transfer across borders while reducing costs and minimising the impact of estate taxes, even when managing multiple currencies.
Benefits of Fiberpay when managing Estate Planning:
Clear Financial Separation
A dedicated multicurrency account in the name of the Estate ensures assets are properly separated from personal funds.
Simplified Process
We provide a dedicated account for paying debts, taxes, and making distributions, simplifying the settlement process.
Secure & Transparent
Funds are safeguarded by our FCA-regulated partners, and full reporting ensures complete transparency.
Increased Efficiency
Our quick onboarding process helps executors manage time-sensitive matters and reduces fees.
Move Wealth With Confidence, Speak With a Currency Specialist:
Discover how we can reduce costs and speed up your cross-border transfer.